Shops Accepting CM Rashan Card in Punjab – Complete 2026 Guide

Shops Accepting CM Rashan Card in Punjab

As Ramadan 2026 is approaching, the Government of Punjab has introduced a modern and dignified relief system under the leadership of Maryam Nawaz. The new CM Punjab Ramzan Nigehban Card, also known as the Rashan Card, allows deserving families to receive Rs. 10,000 cash and buy subsidized groceries from registered shops across Punjab.

Unlike previous years, people no longer need to stand in long lines for free flour bags. In 2026, the Punjab government has shifted to a digital card-based system. Beneficiaries can now shop like regular customers at approved stores and even withdraw cash from partner bank ATMs. This guide explains everything in simple language so you don’t need to search anywhere else.

Quick Program Overview Table

FieldDetails
Program NameCM Punjab Ramzan Nigehban Card / Rashan Program 2026
Start Date for ApplyJanuary 2026 (Active Now)
Last Date for ApplyFebruary 15, 2026 (Verification in Progress)
Bank NameBank of Punjab (BOP), HBL Konnect, UBL Omni
Total Amount / BenefitRs. 10,000 Cash + Subsidized Rashan
Return TimeNon-refundable (Grant/Subsidy)
Cities NameLahore, Multan, Faisalabad, Rawalpindi, Sialkot, Bahawalpur & all Punjab districts
ProvincePunjab
Assistance AmountRs. 10,000 Cash + 25%–30% Grocery Discount
Application MethodOnline (PSER Portal) & SMS (8070)

What is the CM Punjab Ramzan Nigehban Card 2026?

The CM Punjab Ramzan Nigehban Card is a provincial welfare scheme launched to support low-income families during Ramadan. It provides:

  • Direct cash transfer of Rs. 10,000
  • Subsidy of 25% to 30% on essential grocery items
  • Secure biometric-based transactions

The main goal is to protect families from inflation and give them respect while receiving assistance. Instead of distributing ration bags publicly, the government now allows people to shop privately using their digital card.

The data for eligibility is linked with the PSER and BISP databases to ensure only deserving families receive help.

Shops Accepting CM Rashan Card in Punjab

Many people are asking: “Which shops accept the CM Rashan Card?” Below is the complete answer.

1. Registered Kiryana Stores (Private Grocery Shops)

The Punjab government has registered over 16,000 Kiryana stores across the province. These shops are equipped with:

  • Biometric verification machines
  • Mobile-based merchant apps
  • QR code scanners

You can identify these stores easily. They display:

  • Official CM Punjab Rashan Program banner
  • Government logo
  • QR code sticker

You can use your card there to purchase atta, ghee, sugar, rice, pulses, and other daily-use items at discounted rates.

2. Utility Stores Corporation (USC)

All branches of Utility Stores Corporation in Punjab are accepting the CM Rashan Card.

At Utility Stores, you can buy:

  • 10kg Atta bag
  • 2kg Ghee or Cooking Oil
  • 2kg Sugar
  • 1–2kg Pulses (Daal)
  • Rice and other essential items

Utility Stores already offer government subsidies, and Rashan Card holders may receive additional benefits during Ramadan 2026.

3. Model Bazaars and Sasta Ramzan Bazaars

During Ramadan, special Ramzan Bazaars are set up in every district of Punjab.

Card holders can:

  • Buy fruits and vegetables at controlled prices
  • Get 25%–30% discount compared to open market rates
  • Pay through card or CNIC verification

These bazaars are monitored by district administration to prevent overpricing.

How to Find a Registered Shop Near You

If you don’t know which shop in your area accepts the card, follow these methods.

Check Bank of Punjab Merchant List

The Bank of Punjab maintains an updated list of registered merchants.

You can:

  • Visit the official BOP website
  • Download the district-wise merchant list
  • Search by district and tehsil

Visit PSER Portal

The Punjab Social Protection Authority portal provides shop details and verification status.

You can:

  • Log in with your CNIC
  • Check nearest approved merchant
  • Confirm whether your card is activated

Look for Official Banner or QR Code

Every approved shop must display:

  • Government logo
  • Nigehban branding
  • QR verification code

If you see these signs, you can safely use your card there.

Eligibility Criteria for CM Rashan Card 2026

To qualify, you must meet these conditions:

Income Limit

Monthly household income should be below Rs. 50,000.

Punjab Residency

You must be a permanent resident of Punjab with a valid CNIC.

BISP or PSER Registration

Families already registered with Benazir Income Support Programme are prioritized.

No Government Job

Government employees and large landowners are generally not eligible.

Step-by-Step Registration Process

If you haven’t registered yet, follow these easy steps.

Method 1: SMS Registration (Fastest)

  1. Open mobile message app
  2. Type your 13-digit CNIC number
  3. Send to 8070
  4. Wait for confirmation message

You will receive an eligibility response within minutes.

Method 2: Online Registration via PSER

  1. Visit pser.punjab.gov.pk
  2. Click “New Registration”
  3. Fill in personal and family details
  4. Submit and wait 7–10 days for verification

Make sure your CNIC is valid and your mobile SIM is registered in your name.

How to Use the CM Rashan Card

Once approved:

  1. Receive SMS confirmation
  2. Collect card or activate digital account
  3. Visit registered shop
  4. Provide thumb verification or PIN
  5. Purchase groceries or withdraw Rs. 10,000 cash

Cash can be withdrawn from:

  • BOP ATMs
  • HBL Konnect agents
  • UBL Omni centers

Major Benefits of the 2026 Card System

Direct Cash Transfer

Rs. 10,000 directly credited to beneficiary.

Dignity and Privacy

No long queues or public distribution.

Biometric Security

Only card holder can use it.

Transparent Digital System

All transactions recorded to prevent fraud.

Important Guidelines for Beneficiaries

Avoid Scams

Government only uses 8070 or 8171 SMS. Do not share OTP with anyone.

Check CNIC Expiry

Visit NADRA if your CNIC is expired.

Complaint Helpline

If a shopkeeper refuses discount or demands extra money, call Punjab Helpline: 0800-02345.

Final Words

The CM Punjab Ramzan Nigehban Card 2026 is one of the most organized and transparent relief programs introduced in Punjab. It allows low-income families to receive Rs. 10,000 cash and buy essential groceries at discounted prices from registered shops.

If you are eligible, register immediately through 8070 or the PSER portal before February 15, 2026. Keep your CNIC valid, use your card carefully, and avoid scammers.

This program is designed to support you during Ramadan and reduce the burden of inflation.

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